One of the following
- Setting up a single pension or ISA
- Protection review and setting up single or multiple new plans
- Reviewing a single pension with no safeguarded benefits
- Reviewing single ISA or other investment
- Setting up an annuity
This meeting is held at our cost. Depending on how much we talk it is likely to last between 30 minutes and 1 hour. This is a two-way process, where we both find out about the other. By the end we should have the answers to some important questions:
We gather hard facts on your whole financial situation, income, expenditure and assets and combine this with softer stuff, like financial goals, retirement plans and how you want to help your kids.
During a second meeting we look at the results, and you’ll get a one-page plan covering the 4 major areas:
It may be the case that you get a completely clean bill of health from the X-ray. But, if there are areas which need action, we will make recommendations for improvement.
This could be pensions, investments (such as ISAs), insurance to ensure your loved ones are looked after, or changes to your current investment strategy so it is better aligned to your circumstances.
The minute you walk out of our meeting your plan is out of date. Circumstances change: yours, the financial markets, the economy and tax legislation. That’s why it’s important to review your plan regularly.
X-ray – £695
One of the following
Ian and I have worked together for the last 3 years, His advice has always been honest even if it hasn’t always been what I’ve wanted to hear, He is reliable and responds to my queries quickly. I trust him, and that is why I wouldn’t hesitate to recommend him to others
Ian and I have worked together since 2012, When we first met I was toying with the idea of retiring but had doubts about whether I could afford it. Ian produced a cash flow forecast which analysed my expenditure and income needs. It gave me the peace of mind needed to stop work and I haven't looked back.
The best way to get to know us is a face to face meeting. That sounds very formal but trust us when we say that it isn't!
It's a relaxed conversation about you, your life and your goals. There’s no pressure, in fact we never let you make a decision there and then. We’ll always send you away to sleep on it.
Please note, when booking a meeting we will ask for your name and email address. We will only use this information to confirm the meeting and location. We guarantee it will never be passed to a third party.